Cate Grainger is an Estate Lawyer in London with the Harrison Pensa Wills, Estates, Trusts, and Charities Law Group. Her practice focuses on estate planning, estate administration, corporate succession strategies and not-for-profit law.
Cate is distinguished in her field as an internationally recognized Trust and Estate Practitioner (TEP). It's a designation that identifies her advanced knowledge and experience to identify and address developments in the trusts and estates industry.
Cate's clients range from individuals to multi-generation families who turn to her for help planning a will and power of attorney, preparing a living will, and structuring estates to ensure that loved ones will be protected after they pass away. She helps clients navigate intestate issues, undertake executor responsibilities, as well as anticipate and manage the tax implications of estate plans, and minimize income tax, capital gains, and probate taxes triggered by death.
Cate advises cottage owners who wish to transfer family vacation properties as seamlessly as possible to their children’s families. As well, she works with parents of disabled children who wish to ensure their child is taken care of after the parents are gone. Where guardianship applications are required, Cate drafts the guardianship and management plans and works with her clients every step of the way to ensure a smooth navigation of the court system.
Business owners rely on Cate to help them structure corporate succession plans that will transfer family wealth to the next generation with minimal tax consequences. Similarly, charitable organizations call on Cate to advise them on corporate and not-for-profit legal matters and to counsel them on the implications of new legislation.
Estate trustees face extraordinary challenges in the weeks immediately following the death of a loved one. Cate is there for her estate trustee clients through this difficult time, guiding them through the court process, advising them on all estate administration matters, and interacting with financial institutions. If court action becomes necessary, Cate works closely with her clients to prepare all the necessary court materials.
Professional and Community Outreach
Cate regularly leads presentations on estate planning matters for financial institutions and retirement homes. She is also a Family Education Series speaker addressing Henson Trust Planning at the Parkwood Institute.
Cate is personally and professionally engaged in London and southwestern Ontario. She is a member of, and has served as, an event speaker for the Middlesex Bar Association, and she is an active member of the Canadian Bar Association. Cate is also a member of the Estate Planners' Council of London, a group of lawyers, accountants, trust agents, insurance agents, and financial planners who collaborate on estate planning issues.
Cate served on the McCormick Care Group Board of Directors. She is past president of the Board of Big Brothers Big Sisters of London and Area, and past board member of the London Children's Museum. And she has previously served as Harrison Pensa’s liaison to the Western University Social Sciences Student Introduction to Law Seminar.
Away from the office, Cate loves to spend time with her husband and three children. She remains active in her children’s schools as a parent volunteer. She is also a music lover who plays both the piano and the double bass.
Assistant: Heather Harripersad